Call reports 2006
UNITED BANK OF PHILADELPHIA — 2006
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,550,000 | 71,050,000 | 73,278,000 | 73,935,000 |
| Total loans | 46,946,000 | 46,541,000 | 44,819,000 | 42,517,000 |
| Allowance for loan losses | 455,000 | 509,000 | 615,000 | 561,000 |
| Securities available for sale | 3,249,000 | 3,111,000 | 2,918,000 | 3,087,000 |
| Securities held to maturity | 8,898,000 | 8,730,000 | 10,079,000 | 12,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,864,000 | 62,472,000 | 64,618,000 | 65,212,000 |
| Interest-bearing deposits | 49,193,000 | 49,401,000 | 51,531,000 | 50,841,000 |
| Noninterest-bearing deposits | 13,671,000 | 13,071,000 | 13,087,000 | 14,372,000 |
| Equity capital | 8,269,000 | 8,251,000 | 8,289,000 | 8,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,237,000 | 3,406,000 | 4,567,000 |
| Interest expense | 195,000 | 419,000 | 674,000 | 946,000 |
| Net interest income | 918,000 | 1,818,000 | 2,732,000 | 3,621,000 |
| Noninterest income | 345,000 | 702,000 | 1,016,000 | 1,414,000 |
| Noninterest expense | 1,153,000 | 2,369,000 | 3,548,000 | 4,780,000 |
| Provision for loan losses | 40,000 | 75,000 | 115,000 | 137,000 |
| Pretax income | 70,000 | 76,000 | 85,000 | 118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 76,000 | 85,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,968,000 | 7,019,000 | 7,072,000 | 7,150,000 |
| Total capital | 7,423,000 | 7,528,000 | 7,629,000 | 7,692,000 |
| Risk-weighted assets | 45,170,000 | 45,549,000 | 44,469,000 | 43,356,000 |