Call reports 2005
UNITED BANK OF PHILADELPHIA — 2005
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 72,952,000 | 72,269,000 | 73,020,000 | 72,208,000 |
| Total loans | 48,431,000 | 47,276,000 | 49,135,000 | 46,422,000 |
| Allowance for loan losses | 644,000 | 574,000 | 806,000 | 472,000 |
| Securities available for sale | 4,194,000 | 3,952,000 | 3,555,000 | 3,398,000 |
| Securities held to maturity | 8,433,000 | 10,964,000 | 8,355,000 | 10,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,115,000 | 63,422,000 | 64,119,000 | 63,612,000 |
| Interest-bearing deposits | 49,543,000 | 48,621,000 | 49,716,000 | 48,854,000 |
| Noninterest-bearing deposits | 14,572,000 | 14,801,000 | 14,403,000 | 14,758,000 |
| Equity capital | 8,503,000 | 8,565,000 | 8,591,000 | 8,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 2,017,000 | 3,092,000 | 4,155,000 |
| Interest expense | 115,000 | 245,000 | 402,000 | 585,000 |
| Net interest income | 871,000 | 1,772,000 | 2,690,000 | 3,570,000 |
| Noninterest income | 414,000 | 830,000 | 1,192,000 | 1,582,000 |
| Noninterest expense | 1,234,000 | 2,431,000 | 3,624,000 | 4,863,000 |
| Provision for loan losses | 40,000 | 110,000 | 160,000 | 558,000 |
| Pretax income | 11,000 | 61,000 | 98,000 | -269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 61,000 | 98,000 | -269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,000,000 | 7,095,000 | 7,176,000 | 6,820,000 |
| Total capital | 7,562,000 | 7,652,000 | 7,759,000 | 7,292,000 |
| Risk-weighted assets | 44,914,000 | 44,548,000 | 46,398,000 | 44,315,000 |