Call reports 2004
UNITED BANK OF PHILADELPHIA — 2004
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 73,395,000 | 71,731,000 | 75,343,000 | 72,301,000 |
| Total loans | 45,533,000 | 45,802,000 | 46,049,000 | 47,093,000 |
| Allowance for loan losses | 478,000 | 569,000 | 571,000 | 603,000 |
| Securities available for sale | 5,523,000 | 4,705,000 | 4,663,000 | 4,569,000 |
| Securities held to maturity | 7,133,000 | 6,859,000 | 7,769,000 | 8,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,228,000 | 64,462,000 | 66,470,000 | 63,460,000 |
| Interest-bearing deposits | 49,440,000 | 47,610,000 | 51,328,000 | 49,733,000 |
| Noninterest-bearing deposits | 16,787,000 | 16,852,000 | 15,142,000 | 13,728,000 |
| Equity capital | 6,953,000 | 7,115,000 | 8,645,000 | 8,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,806,000 | 2,753,000 | 3,685,000 |
| Interest expense | 105,000 | 201,000 | 295,000 | 405,000 |
| Net interest income | 818,000 | 1,605,000 | 2,458,000 | 3,280,000 |
| Noninterest income | 424,000 | 1,312,000 | 3,221,000 | 3,623,000 |
| Noninterest expense | 1,396,000 | 2,719,000 | 3,956,000 | 5,244,000 |
| Provision for loan losses | -141,000 | -30,000 | 6,000 | 45,000 |
| Pretax income | 18,000 | 259,000 | 1,748,000 | 1,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 259,000 | 1,748,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,182,000 | 5,469,000 | 7,001,000 | 6,945,000 |
| Total capital | 5,660,000 | 5,996,000 | 7,535,000 | 7,489,000 |
| Risk-weighted assets | 41,856,000 | 42,093,000 | 42,687,000 | 43,436,000 |