Call reports 2003
UNITED BANK OF PHILADELPHIA — 2003
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 83,597,000 | 84,152,000 | 78,449,000 | 74,717,000 |
| Total loans | 42,710,000 | 47,879,000 | 47,042,000 | 47,027,000 |
| Allowance for loan losses | 731,000 | 684,000 | 751,000 | 339,000 |
| Securities available for sale | 11,332,000 | 9,834,000 | 8,584,000 | 8,646,000 |
| Securities held to maturity | 6,212,000 | 6,231,000 | 5,704,000 | 6,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,054,000 | 75,821,000 | 70,086,000 | 67,405,000 |
| Interest-bearing deposits | 54,723,000 | 55,151,000 | 53,789,000 | 51,004,000 |
| Noninterest-bearing deposits | 20,331,000 | 20,669,000 | 16,297,000 | 16,401,000 |
| Equity capital | 8,012,000 | 7,773,000 | 7,437,000 | 6,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 1,998,000 | 2,923,000 | 3,836,000 |
| Interest expense | 153,000 | 302,000 | 431,000 | 546,000 |
| Net interest income | 855,000 | 1,696,000 | 2,492,000 | 3,290,000 |
| Noninterest income | 462,000 | 871,000 | 1,333,000 | 1,890,000 |
| Noninterest expense | 1,404,000 | 2,826,000 | 4,279,000 | 5,730,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 565,000 |
| Pretax income | -147,000 | -379,000 | -634,000 | -1,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -147,000 | -379,000 | -634,000 | -1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,935,000 | 5,747,000 | 5,537,000 | 5,120,000 |
| Total capital | 6,448,000 | 6,285,000 | 6,067,000 | 5,459,000 |
| Risk-weighted assets | 40,820,000 | 42,910,000 | 42,184,000 | 44,706,000 |