Call reports 2002
UNITED BANK OF PHILADELPHIA — 2002
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,169,000 | 87,594,000 | 86,756,000 | 86,155,000 |
| Total loans | 40,885,000 | 41,589,000 | 44,344,000 | 44,133,000 |
| Allowance for loan losses | 740,000 | 768,000 | 703,000 | 674,000 |
| Securities available for sale | 14,040,000 | 15,094,000 | 12,979,000 | 14,047,000 |
| Securities held to maturity | 10,081,000 | 10,093,000 | 8,573,000 | 7,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,438,000 | 78,781,000 | 77,900,000 | 77,218,000 |
| Interest-bearing deposits | 59,342,000 | 59,002,000 | 58,287,000 | 56,476,000 |
| Noninterest-bearing deposits | 19,095,000 | 19,780,000 | 19,613,000 | 20,742,000 |
| Equity capital | 7,945,000 | 8,085,000 | 8,341,000 | 8,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,345,000 | 3,502,000 | 4,632,000 |
| Interest expense | 265,000 | 497,000 | 705,000 | 906,000 |
| Net interest income | 911,000 | 1,848,000 | 2,797,000 | 3,726,000 |
| Noninterest income | 505,000 | 1,049,000 | 1,809,000 | 2,304,000 |
| Noninterest expense | 1,618,000 | 3,126,000 | 4,613,000 | 6,098,000 |
| Provision for loan losses | 37,000 | 75,000 | 112,000 | 175,000 |
| Pretax income | -214,000 | -279,000 | -94,000 | -217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -214,000 | -279,000 | -94,000 | -217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,880,000 | 5,861,000 | 6,112,000 | 6,037,000 |
| Total capital | 6,374,000 | 6,360,000 | 6,641,000 | 6,565,000 |
| Risk-weighted assets | 39,258,000 | 39,647,000 | 42,178,000 | 42,104,000 |