Call reports 2001
UNITED BANK OF PHILADELPHIA — 2001
What UNITED BANK OF PHILADELPHIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 90,907,000 | 91,335,000 | 92,189,000 | 88,626,000 |
| Total loans | 46,538,000 | 44,658,000 | 46,216,000 | 43,000,000 |
| Allowance for loan losses | 581,000 | 574,000 | 546,000 | 708,000 |
| Securities available for sale | 9,732,000 | 13,400,000 | 14,039,000 | 14,052,000 |
| Securities held to maturity | 15,803,000 | 11,962,000 | 12,463,000 | 11,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,816,000 | 81,392,000 | 82,228,000 | 79,711,000 |
| Interest-bearing deposits | 61,244,000 | 60,595,000 | 63,508,000 | 60,968,000 |
| Noninterest-bearing deposits | 19,572,000 | 20,797,000 | 18,720,000 | 18,743,000 |
| Equity capital | 9,075,000 | 9,047,000 | 8,889,000 | 8,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,038,000 | 4,389,000 | 5,636,000 |
| Interest expense | 445,000 | 857,000 | 1,260,000 | 1,576,000 |
| Net interest income | 1,078,000 | 2,181,000 | 3,129,000 | 4,060,000 |
| Noninterest income | 586,000 | 1,237,000 | 1,814,000 | 2,369,000 |
| Noninterest expense | 1,722,000 | 3,501,000 | 5,269,000 | 7,042,000 |
| Provision for loan losses | 10,000 | 30,000 | 60,000 | 335,000 |
| Pretax income | -68,000 | -113,000 | -386,000 | -870,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -68,000 | -113,000 | -386,000 | -870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,709,000 | 6,710,000 | 6,481,000 | 6,051,000 |
| Total capital | 7,278,000 | 7,211,000 | 7,015,000 | 6,561,000 |
| Risk-weighted assets | 45,511,000 | 40,034,000 | 42,723,000 | 40,623,000 |