Call reports 2001
FIRST NATIONAL BANK OF CENTRAL FLORIDA — 2001
What FIRST NATIONAL BANK OF CENTRAL FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 161,868,000 | 161,381,000 | 166,353,000 | 169,603,000 |
| Total loans | 107,495,000 | 106,774,000 | 107,607,000 | 123,603,000 |
| Allowance for loan losses | 1,289,000 | 1,315,000 | 1,270,000 | 1,274,000 |
| Securities available for sale | 26,820,000 | 24,830,000 | 26,948,000 | 28,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,246,000 | 145,506,000 | 149,884,000 | 148,835,000 |
| Interest-bearing deposits | 105,402,000 | 106,559,000 | 114,316,000 | 106,777,000 |
| Noninterest-bearing deposits | 41,844,000 | 38,947,000 | 35,568,000 | 42,058,000 |
| Equity capital | 12,638,000 | 13,469,000 | 13,646,000 | 13,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,950,000 | 5,856,000 | 8,683,000 | 11,330,000 |
| Interest expense | 1,292,000 | 2,516,000 | 3,727,000 | 4,790,000 |
| Net interest income | 1,658,000 | 3,340,000 | 4,956,000 | 6,540,000 |
| Noninterest income | 539,000 | 1,118,000 | 1,674,000 | 2,345,000 |
| Noninterest expense | 2,043,000 | 4,082,000 | 6,307,000 | 8,560,000 |
| Provision for loan losses | 30,000 | 60,000 | 92,000 | 122,000 |
| Pretax income | 296,000 | 572,000 | 528,000 | 541,000 |
| Income tax | 111,000 | 213,000 | 198,000 | 203,000 |
| Net income | 185,000 | 359,000 | 330,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,776,000 | 12,801,000 | 12,757,000 | 12,778,000 |
| Total capital | 13,065,000 | 14,116,000 | 14,027,000 | 14,052,000 |
| Risk-weighted assets | 125,207,000 | 124,745,000 | 126,233,000 | 135,086,000 |