Call reports 2025
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2025
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,126,330,000 | 1,142,926,000 | 1,138,986,000 | 1,142,322,000 |
| Total loans | 467,113,000 | 476,259,000 | 491,310,000 | 504,908,000 |
| Allowance for loan losses | 3,154,000 | 3,395,000 | 3,238,000 | 3,657,000 |
| Securities available for sale | 576,342,000 | 567,746,000 | 560,801,000 | 549,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 960,787,000 | 978,016,000 | 935,009,000 | 956,773,000 |
| Interest-bearing deposits | 476,466,000 | 478,811,000 | 460,906,000 | 465,341,000 |
| Noninterest-bearing deposits | 484,321,000 | 499,205,000 | 474,103,000 | 491,432,000 |
| Equity capital | 79,675,000 | 84,443,000 | 93,316,000 | 105,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,906,000 | 18,117,000 | 27,434,000 | 37,105,000 |
| Interest expense | 616,000 | 1,060,000 | 2,842,000 | 3,699,000 |
| Net interest income | 8,290,000 | 17,057,000 | 24,592,000 | 33,406,000 |
| Noninterest income | 1,915,000 | 3,917,000 | 5,878,000 | 7,865,000 |
| Noninterest expense | 6,256,000 | 13,262,000 | 18,569,000 | 24,906,000 |
| Provision for loan losses | -144,000 | 97,000 | -60,000 | 356,000 |
| Pretax income | 4,090,000 | 7,568,000 | 11,827,000 | 15,858,000 |
| Income tax | 755,000 | 1,310,000 | 2,012,000 | 2,718,000 |
| Net income | 3,335,000 | 6,258,000 | 9,815,000 | 13,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,861,000 | 138,124,000 | 141,018,000 | 143,345,000 |
| Total capital | 140,233,000 | 141,781,000 | 144,605,000 | 147,391,000 |
| Risk-weighted assets | 510,276,000 | 513,830,000 | 521,192,000 | 534,574,000 |