Call reports 2023
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2023
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,268,564,000 | 1,199,548,000 | 1,127,806,000 | 1,136,963,000 |
| Total loans | 423,122,000 | 424,976,000 | 432,506,000 | 435,986,000 |
| Allowance for loan losses | 3,747,000 | 3,819,000 | 3,766,000 | 3,671,000 |
| Securities available for sale | 658,182,000 | 639,808,000 | 611,256,000 | 621,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,171,308,000 | 1,109,897,000 | 1,047,441,000 | 1,009,337,000 |
| Interest-bearing deposits | 644,787,000 | 601,452,000 | 563,726,000 | 528,904,000 |
| Noninterest-bearing deposits | 526,521,000 | 508,445,000 | 483,715,000 | 480,433,000 |
| Equity capital | 46,179,000 | 42,581,000 | 31,927,000 | 58,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,514,000 | 18,831,000 | 27,779,000 | 36,353,000 |
| Interest expense | 271,000 | 563,000 | 832,000 | 1,250,000 |
| Net interest income | 9,243,000 | 18,268,000 | 26,947,000 | 35,103,000 |
| Noninterest income | 1,874,000 | 3,690,000 | 5,527,000 | 8,101,000 |
| Noninterest expense | 5,244,000 | 10,944,000 | 16,530,000 | 22,478,000 |
| Provision for loan losses | 0 | 70,000 | 16,000 | -78,000 |
| Pretax income | 5,873,000 | 10,944,000 | 15,928,000 | 19,864,000 |
| Income tax | 1,113,000 | 2,061,000 | 2,978,000 | 3,678,000 |
| Net income | 4,760,000 | 8,883,000 | 12,950,000 | 16,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,215,000 | 128,157,000 | 131,044,000 | 130,269,000 |
| Total capital | 129,564,000 | 132,417,000 | 134,999,000 | 134,116,000 |
| Risk-weighted assets | 512,087,000 | 506,721,000 | 508,836,000 | 501,994,000 |