Call reports 2022
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2022
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,324,367,000 | 1,334,575,000 | 1,297,631,000 | 1,262,967,000 |
| Total loans | 395,227,000 | 403,046,000 | 406,239,000 | 421,508,000 |
| Allowance for loan losses | 5,390,000 | 5,763,000 | 5,804,000 | 5,997,000 |
| Securities available for sale | 676,191,000 | 670,795,000 | 677,663,000 | 660,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,212,120,000 | 1,239,060,000 | 1,221,195,000 | 1,181,993,000 |
| Interest-bearing deposits | 654,371,000 | 670,515,000 | 657,460,000 | 654,690,000 |
| Noninterest-bearing deposits | 557,749,000 | 568,545,000 | 563,735,000 | 527,303,000 |
| Equity capital | 69,110,000 | 49,449,000 | 28,491,000 | 34,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,996,000 | 14,422,000 | 23,261,000 | 32,829,000 |
| Interest expense | 267,000 | 540,000 | 811,000 | 1,090,000 |
| Net interest income | 6,729,000 | 13,882,000 | 22,450,000 | 31,739,000 |
| Noninterest income | 2,032,000 | 4,449,000 | 6,275,000 | 8,963,000 |
| Noninterest expense | 5,023,000 | 10,607,000 | 16,117,000 | 21,769,000 |
| Provision for loan losses | 28,000 | 401,000 | 441,000 | 636,000 |
| Pretax income | 3,778,000 | 7,361,000 | 12,205,000 | 17,770,000 |
| Income tax | 666,000 | 1,177,000 | 2,080,000 | 2,906,000 |
| Net income | 3,112,000 | 6,184,000 | 10,125,000 | 14,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,447,000 | 112,334,000 | 115,589,000 | 118,796,000 |
| Total capital | 116,366,000 | 118,718,000 | 121,956,000 | 125,244,000 |
| Risk-weighted assets | 474,689,000 | 510,652,000 | 509,217,000 | 515,567,000 |