Call reports 2019
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2019
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 940,309,000 | 963,206,000 | 954,433,000 | 951,799,000 |
| Total loans | 386,923,000 | 389,906,000 | 380,762,000 | 377,228,000 |
| Allowance for loan losses | 4,474,000 | 4,546,000 | 4,478,000 | 4,520,000 |
| Securities available for sale | 457,677,000 | 455,279,000 | 453,167,000 | 455,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 817,358,000 | 831,247,000 | 816,364,000 | 817,350,000 |
| Interest-bearing deposits | 484,407,000 | 485,688,000 | 469,566,000 | 467,879,000 |
| Noninterest-bearing deposits | 332,951,000 | 345,559,000 | 346,798,000 | 349,471,000 |
| Equity capital | 80,930,000 | 87,231,000 | 90,719,000 | 90,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,008,000 | 14,414,000 | 21,662,000 | 28,740,000 |
| Interest expense | 222,000 | 443,000 | 673,000 | 883,000 |
| Net interest income | 6,786,000 | 13,971,000 | 20,989,000 | 27,857,000 |
| Noninterest income | 1,671,000 | 3,378,000 | 5,123,000 | 6,767,000 |
| Noninterest expense | 4,889,000 | 10,013,000 | 15,037,000 | 21,287,000 |
| Provision for loan losses | -84,000 | -26,000 | -95,000 | -54,000 |
| Pretax income | 3,480,000 | 7,176,000 | 11,240,000 | 13,512,000 |
| Income tax | 561,000 | 1,152,000 | 1,833,000 | 2,168,000 |
| Net income | 2,919,000 | 6,024,000 | 9,407,000 | 11,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,064,000 | 92,532,000 | 94,779,000 | 95,743,000 |
| Total capital | 96,041,000 | 97,541,000 | 99,736,000 | 100,715,000 |
| Risk-weighted assets | 435,522,000 | 441,312,000 | 435,814,000 | 435,638,000 |