Call reports 2018
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2018
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 939,406,000 | 973,715,000 | 943,152,000 | 934,171,000 |
| Total loans | 362,601,000 | 355,983,000 | 362,674,000 | 381,515,000 |
| Allowance for loan losses | 4,306,000 | 4,213,000 | 4,360,000 | 4,558,000 |
| Securities available for sale | 466,301,000 | 467,797,000 | 468,059,000 | 466,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 836,240,000 | 868,617,000 | 837,992,000 | 824,364,000 |
| Interest-bearing deposits | 512,781,000 | 527,064,000 | 507,580,000 | 495,493,000 |
| Noninterest-bearing deposits | 323,459,000 | 341,553,000 | 330,412,000 | 328,871,000 |
| Equity capital | 68,729,000 | 68,720,000 | 67,439,000 | 72,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,537,000 | 13,286,000 | 20,358,000 | 27,542,000 |
| Interest expense | 238,000 | 483,000 | 720,000 | 953,000 |
| Net interest income | 6,299,000 | 12,803,000 | 19,638,000 | 26,589,000 |
| Noninterest income | 2,202,000 | 4,006,000 | 5,690,000 | 7,287,000 |
| Noninterest expense | 5,458,000 | 10,808,000 | 16,034,000 | 21,737,000 |
| Provision for loan losses | 555,000 | 462,000 | 1,689,000 | 1,886,000 |
| Pretax income | 2,488,000 | 5,521,000 | 7,582,000 | 10,230,000 |
| Income tax | 240,000 | 715,000 | 969,000 | 1,352,000 |
| Net income | 2,248,000 | 4,806,000 | 6,613,000 | 8,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,867,000 | 87,301,000 | 88,487,000 | 89,288,000 |
| Total capital | 90,628,000 | 92,325,000 | 93,694,000 | 94,407,000 |
| Risk-weighted assets | 427,472,000 | 424,918,000 | 430,411,000 | 439,767,000 |