Call reports 2016
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2016
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 888,832,000 | 924,333,000 | 921,995,000 | 906,124,000 |
| Total loans | 336,871,000 | 344,306,000 | 339,330,000 | 343,604,000 |
| Allowance for loan losses | 4,270,000 | 4,307,000 | 4,234,000 | 4,168,000 |
| Securities available for sale | 424,210,000 | 442,733,000 | 464,939,000 | 480,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 775,009,000 | 806,827,000 | 804,408,000 | 800,044,000 |
| Interest-bearing deposits | 483,896,000 | 491,519,000 | 494,965,000 | 495,078,000 |
| Noninterest-bearing deposits | 291,113,000 | 315,308,000 | 309,443,000 | 304,966,000 |
| Equity capital | 80,542,000 | 83,574,000 | 82,833,000 | 73,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,844,000 | 11,832,000 | 17,752,000 | 23,649,000 |
| Interest expense | 264,000 | 535,000 | 827,000 | 1,108,000 |
| Net interest income | 5,580,000 | 11,297,000 | 16,925,000 | 22,541,000 |
| Noninterest income | 1,471,000 | 2,968,000 | 4,474,000 | 5,889,000 |
| Noninterest expense | 5,513,000 | 10,355,000 | 15,471,000 | 20,781,000 |
| Provision for loan losses | -67,000 | -15,000 | -42,000 | 83,000 |
| Pretax income | 1,777,000 | 4,493,000 | 6,756,000 | 8,355,000 |
| Income tax | 391,000 | 1,121,000 | 1,684,000 | 2,024,000 |
| Net income | 1,386,000 | 3,372,000 | 5,072,000 | 6,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,999,000 | 83,362,000 | 83,441,000 | 82,933,000 |
| Total capital | 86,645,000 | 88,007,000 | 88,012,000 | 87,428,000 |
| Risk-weighted assets | 391,433,000 | 401,731,000 | 402,586,000 | 413,372,000 |