Call reports 2015
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2015
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 853,183,000 | 848,638,000 | 854,291,000 | 860,869,000 |
| Total loans | 338,857,000 | 337,256,000 | 341,057,000 | 340,549,000 |
| Allowance for loan losses | 4,278,000 | 4,827,000 | 4,905,000 | 4,908,000 |
| Securities available for sale | 412,439,000 | 421,070,000 | 421,847,000 | 420,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 742,286,000 | 736,524,000 | 744,399,000 | 754,346,000 |
| Interest-bearing deposits | 467,140,000 | 462,831,000 | 461,176,000 | 470,367,000 |
| Noninterest-bearing deposits | 275,146,000 | 273,693,000 | 283,223,000 | 283,979,000 |
| Equity capital | 80,552,000 | 78,084,000 | 80,935,000 | 76,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,054,000 | 12,079,000 | 17,928,000 | 23,785,000 |
| Interest expense | 291,000 | 574,000 | 850,000 | 1,121,000 |
| Net interest income | 5,763,000 | 11,505,000 | 17,078,000 | 22,664,000 |
| Noninterest income | 1,439,000 | 2,955,000 | 4,393,000 | 5,659,000 |
| Noninterest expense | 5,191,000 | 10,675,000 | 15,365,000 | 20,253,000 |
| Provision for loan losses | -420,000 | 139,000 | 363,000 | 366,000 |
| Pretax income | 2,531,000 | 3,818,000 | 5,932,000 | 7,997,000 |
| Income tax | 686,000 | 911,000 | 1,433,000 | 1,931,000 |
| Net income | 1,845,000 | 2,907,000 | 4,499,000 | 6,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,707,000 | 81,435,000 | 81,790,000 | 81,888,000 |
| Total capital | 86,296,000 | 86,617,000 | 86,676,000 | 86,778,000 |
| Risk-weighted assets | 394,697,000 | 396,962,000 | 390,455,000 | 390,869,000 |