Call reports 2014
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2014
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 829,704,000 | 824,629,000 | 815,555,000 | 827,291,000 |
| Total loans | 332,400,000 | 330,627,000 | 323,933,000 | 331,943,000 |
| Allowance for loan losses | 4,925,000 | 4,843,000 | 4,680,000 | 4,698,000 |
| Securities available for sale | 395,102,000 | 410,972,000 | 402,066,000 | 400,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,939,000 | 718,119,000 | 708,002,000 | 718,031,000 |
| Interest-bearing deposits | 458,735,000 | 455,876,000 | 451,220,000 | 458,775,000 |
| Noninterest-bearing deposits | 267,204,000 | 262,243,000 | 256,782,000 | 259,256,000 |
| Equity capital | 76,685,000 | 78,993,000 | 78,222,000 | 78,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,744,000 | 11,767,000 | 17,499,000 | 23,178,000 |
| Interest expense | 352,000 | 683,000 | 1,007,000 | 1,318,000 |
| Net interest income | 5,392,000 | 11,084,000 | 16,492,000 | 21,860,000 |
| Noninterest income | 1,532,000 | 3,086,000 | 4,571,000 | 6,051,000 |
| Noninterest expense | 5,306,000 | 10,243,000 | 15,361,000 | 20,297,000 |
| Provision for loan losses | -336,000 | -418,000 | -583,000 | -545,000 |
| Pretax income | 2,011,000 | 4,547,000 | 6,488,000 | 8,443,000 |
| Income tax | 514,000 | 1,203,000 | 1,697,000 | 2,208,000 |
| Net income | 1,497,000 | 3,344,000 | 4,791,000 | 6,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,340,000 | 80,758,000 | 80,812,000 | 81,001,000 |
| Total capital | 85,162,000 | 85,543,000 | 85,484,000 | 85,677,000 |
| Risk-weighted assets | 385,407,000 | 382,530,000 | 373,347,000 | 373,723,000 |