Call reports 2013
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2013
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 808,395,000 | 832,389,000 | 807,635,000 | 810,142,000 |
| Total loans | 344,979,000 | 344,492,000 | 331,644,000 | 332,571,000 |
| Allowance for loan losses | 6,065,000 | 5,787,000 | 5,269,000 | 5,261,000 |
| Securities available for sale | 380,240,000 | 412,099,000 | 409,387,000 | 404,139,000 |
| Securities held to maturity | 1,995,000 | 1,999,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 699,039,000 | 720,627,000 | 698,902,000 | 707,661,000 |
| Interest-bearing deposits | 454,083,000 | 465,201,000 | 455,836,000 | 454,003,000 |
| Noninterest-bearing deposits | 244,956,000 | 255,426,000 | 243,066,000 | 253,658,000 |
| Equity capital | 79,360,000 | 76,867,000 | 74,983,000 | 74,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,010,000 | 12,094,000 | 18,148,000 | 24,123,000 |
| Interest expense | 479,000 | 952,000 | 1,399,000 | 1,791,000 |
| Net interest income | 5,531,000 | 11,142,000 | 16,749,000 | 22,332,000 |
| Noninterest income | 1,480,000 | 2,907,000 | 4,394,000 | 5,743,000 |
| Noninterest expense | 5,307,000 | 10,448,000 | 15,637,000 | 21,272,000 |
| Provision for loan losses | -126,000 | -404,000 | -922,000 | -386,000 |
| Pretax income | 2,008,000 | 4,182,000 | 6,607,000 | 7,376,000 |
| Income tax | 555,000 | 1,101,000 | 1,751,000 | 1,832,000 |
| Net income | 1,453,000 | 3,081,000 | 4,856,000 | 5,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,159,000 | 81,126,000 | 82,241,000 | 79,743,000 |
| Total capital | 85,015,000 | 86,070,000 | 87,074,000 | 84,610,000 |
| Risk-weighted assets | 387,014,000 | 394,473,000 | 385,951,000 | 388,683,000 |