Call reports 2012
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2012
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 808,032,000 | 813,981,000 | 804,623,000 | 817,381,000 |
| Total loans | 358,935,000 | 357,917,000 | 352,542,000 | 349,700,000 |
| Allowance for loan losses | 6,386,000 | 6,053,000 | 6,244,000 | 6,548,000 |
| Securities available for sale | 350,948,000 | 362,248,000 | 375,490,000 | 372,177,000 |
| Securities held to maturity | 2,269,000 | 2,273,000 | 1,987,000 | 1,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 703,616,000 | 705,720,000 | 692,246,000 | 707,342,000 |
| Interest-bearing deposits | 454,031,000 | 459,686,000 | 449,871,000 | 452,529,000 |
| Noninterest-bearing deposits | 249,585,000 | 246,034,000 | 242,375,000 | 254,813,000 |
| Equity capital | 80,238,000 | 80,919,000 | 82,833,000 | 81,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,675,000 | 13,170,000 | 19,554,000 | 25,765,000 |
| Interest expense | 623,000 | 1,196,000 | 1,750,000 | 2,265,000 |
| Net interest income | 6,052,000 | 11,974,000 | 17,804,000 | 23,500,000 |
| Noninterest income | 1,535,000 | 3,018,000 | 5,005,000 | 6,402,000 |
| Noninterest expense | 5,046,000 | 10,303,000 | 15,563,000 | 20,878,000 |
| Provision for loan losses | -981,000 | -1,241,000 | -1,050,000 | -751,000 |
| Pretax income | 3,523,000 | 5,931,000 | 8,297,000 | 9,940,000 |
| Income tax | 986,000 | 1,705,000 | 2,179,000 | 2,584,000 |
| Net income | 2,537,000 | 4,226,000 | 6,118,000 | 7,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,027,000 | 80,053,000 | 80,978,000 | 80,256,000 |
| Total capital | 84,960,000 | 84,954,000 | 85,827,000 | 85,111,000 |
| Risk-weighted assets | 393,225,000 | 390,940,000 | 386,226,000 | 386,393,000 |