Call reports 2011
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2011
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 753,574,000 | 771,001,000 | 779,914,000 | 785,017,000 |
| Total loans | 371,670,000 | 369,526,000 | 366,084,000 | 362,409,000 |
| Allowance for loan losses | 5,365,000 | 6,587,000 | 6,813,000 | 7,367,000 |
| Securities available for sale | 282,536,000 | 312,193,000 | 318,288,000 | 328,732,000 |
| Securities held to maturity | 3,143,000 | 2,397,000 | 2,260,000 | 2,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,229,000 | 673,131,000 | 677,933,000 | 683,094,000 |
| Interest-bearing deposits | 506,686,000 | 501,359,000 | 427,216,000 | 437,634,000 |
| Noninterest-bearing deposits | 152,543,000 | 171,772,000 | 250,717,000 | 245,460,000 |
| Equity capital | 77,106,000 | 79,812,000 | 80,234,000 | 80,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,617,000 | 13,319,000 | 20,041,000 | 26,672,000 |
| Interest expense | 809,000 | 1,563,000 | 2,280,000 | 2,945,000 |
| Net interest income | 5,808,000 | 11,756,000 | 17,761,000 | 23,727,000 |
| Noninterest income | 1,662,000 | 3,765,000 | 5,018,000 | 6,366,000 |
| Noninterest expense | 5,245,000 | 10,622,000 | 16,101,000 | 20,368,000 |
| Provision for loan losses | 0 | 1,223,000 | 1,468,000 | 2,021,000 |
| Pretax income | 2,225,000 | 3,676,000 | 5,210,000 | 7,704,000 |
| Income tax | 538,000 | 604,000 | 1,012,000 | 1,655,000 |
| Net income | 1,687,000 | 3,072,000 | 4,198,000 | 6,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,421,000 | 79,743,000 | 78,386,000 | 78,718,000 |
| Total capital | 84,321,000 | 84,684,000 | 83,277,000 | 83,638,000 |
| Risk-weighted assets | 391,526,000 | 393,605,000 | 389,335,000 | 391,168,000 |