Call reports 2010
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2010
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 703,472,000 | 730,528,000 | 718,752,000 | 730,382,000 |
| Total loans | 383,273,000 | 383,617,000 | 377,668,000 | 372,424,000 |
| Allowance for loan losses | 5,303,000 | 5,303,000 | 5,333,000 | 5,364,000 |
| Securities available for sale | 224,807,000 | 241,328,000 | 253,099,000 | 264,323,000 |
| Securities held to maturity | 5,897,000 | 3,900,000 | 3,170,000 | 3,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,643,000 | 632,592,000 | 621,096,000 | 635,603,000 |
| Interest-bearing deposits | 471,507,000 | 484,535,000 | 478,657,000 | 488,285,000 |
| Noninterest-bearing deposits | 131,136,000 | 148,057,000 | 142,439,000 | 147,318,000 |
| Equity capital | 74,686,000 | 77,265,000 | 78,829,000 | 76,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,107,000 | 14,010,000 | 21,097,000 | 27,864,000 |
| Interest expense | 1,031,000 | 2,051,000 | 3,040,000 | 3,964,000 |
| Net interest income | 6,076,000 | 11,959,000 | 18,057,000 | 23,900,000 |
| Noninterest income | 1,542,000 | 2,935,000 | 4,736,000 | 6,063,000 |
| Noninterest expense | 5,136,000 | 10,367,000 | 15,591,000 | 20,026,000 |
| Provision for loan losses | 29,000 | 29,000 | 58,000 | 139,000 |
| Pretax income | 2,510,000 | 4,567,000 | 7,217,000 | 9,925,000 |
| Income tax | 622,000 | 1,149,000 | 1,882,000 | 2,607,000 |
| Net income | 1,888,000 | 3,418,000 | 5,335,000 | 7,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,522,000 | 78,107,000 | 78,813,000 | 78,893,000 |
| Total capital | 82,652,000 | 83,165,000 | 83,736,000 | 83,749,000 |
| Risk-weighted assets | 410,126,000 | 404,415,000 | 393,408,000 | 387,988,000 |