Call reports 2009
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2009
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 658,455,000 | 674,316,000 | 671,606,000 | 687,939,000 |
| Total loans | 383,123,000 | 380,882,000 | 386,896,000 | 384,694,000 |
| Allowance for loan losses | 5,151,000 | 5,165,000 | 5,221,000 | 5,275,000 |
| Securities available for sale | 169,168,000 | 189,241,000 | 193,158,000 | 220,907,000 |
| Securities held to maturity | 9,282,000 | 8,122,000 | 7,363,000 | 5,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,961,000 | 578,468,000 | 569,391,000 | 586,673,000 |
| Interest-bearing deposits | 435,233,000 | 444,092,000 | 442,925,000 | 454,469,000 |
| Noninterest-bearing deposits | 125,728,000 | 134,376,000 | 126,466,000 | 132,204,000 |
| Equity capital | 74,352,000 | 74,554,000 | 76,054,000 | 75,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,290,000 | 14,416,000 | 21,531,000 | 28,530,000 |
| Interest expense | 1,610,000 | 3,075,000 | 4,397,000 | 5,514,000 |
| Net interest income | 5,680,000 | 11,341,000 | 17,134,000 | 23,016,000 |
| Noninterest income | 1,668,000 | 3,109,000 | 4,542,000 | 5,942,000 |
| Noninterest expense | 4,866,000 | 10,139,000 | 15,109,000 | 19,957,000 |
| Provision for loan losses | 23,000 | 39,000 | 100,000 | 154,000 |
| Pretax income | 2,463,000 | 4,326,000 | 6,524,000 | 8,977,000 |
| Income tax | 604,000 | 1,057,000 | 1,623,000 | 2,229,000 |
| Net income | 1,859,000 | 3,269,000 | 4,901,000 | 6,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,611,000 | 78,015,000 | 78,547,000 | 78,224,000 |
| Total capital | 82,651,000 | 83,014,000 | 83,599,000 | 83,351,000 |
| Risk-weighted assets | 403,117,000 | 399,772,000 | 404,027,000 | 409,995,000 |