Call reports 2008
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2008
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 617,146,000 | 607,464,000 | 610,030,000 | 629,874,000 |
| Total loans | 364,237,000 | 364,813,000 | 373,292,000 | 380,672,000 |
| Allowance for loan losses | 4,859,000 | 4,912,000 | 5,003,000 | 5,128,000 |
| Securities available for sale | 151,672,000 | 157,843,000 | 158,148,000 | 159,435,000 |
| Securities held to maturity | 15,703,000 | 11,153,000 | 11,157,000 | 11,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,366,000 | 516,951,000 | 520,003,000 | 535,347,000 |
| Interest-bearing deposits | 386,967,000 | 389,254,000 | 387,570,000 | 405,773,000 |
| Noninterest-bearing deposits | 137,399,000 | 127,697,000 | 132,433,000 | 129,574,000 |
| Equity capital | 76,245,000 | 74,780,000 | 75,370,000 | 75,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,630,000 | 14,987,000 | 22,539,000 | 30,156,000 |
| Interest expense | 2,095,000 | 4,095,000 | 6,014,000 | 7,760,000 |
| Net interest income | 5,535,000 | 10,892,000 | 16,525,000 | 22,396,000 |
| Noninterest income | 1,827,000 | 3,498,000 | 4,994,000 | 6,389,000 |
| Noninterest expense | 4,662,000 | 9,295,000 | 13,839,000 | 18,520,000 |
| Provision for loan losses | -63,000 | -9,000 | 80,000 | 211,000 |
| Pretax income | 2,804,000 | 5,179,000 | 6,817,000 | 9,169,000 |
| Income tax | 732,000 | 1,365,000 | 1,678,000 | 2,336,000 |
| Net income | 2,072,000 | 3,814,000 | 5,139,000 | 6,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,962,000 | 77,942,000 | 77,739,000 | 76,596,000 |
| Total capital | 82,770,000 | 82,776,000 | 82,662,000 | 81,487,000 |
| Risk-weighted assets | 384,593,000 | 386,644,000 | 393,782,000 | 391,064,000 |