Call reports 2007
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2007
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 611,000,000 | 608,127,000 | 590,981,000 | 594,107,000 |
| Total loans | 338,504,000 | 347,931,000 | 355,071,000 | 360,536,000 |
| Allowance for loan losses | 4,837,000 | 4,859,000 | 4,948,000 | 4,922,000 |
| Securities available for sale | 192,304,000 | 177,595,000 | 161,656,000 | 153,816,000 |
| Securities held to maturity | 24,973,000 | 24,976,000 | 22,335,000 | 19,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,296,000 | 517,829,000 | 489,505,000 | 501,258,000 |
| Interest-bearing deposits | 379,566,000 | 376,577,000 | 354,722,000 | 365,608,000 |
| Noninterest-bearing deposits | 138,730,000 | 141,252,000 | 134,783,000 | 135,650,000 |
| Equity capital | 75,631,000 | 72,930,000 | 74,689,000 | 76,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,999,000 | 16,085,000 | 24,152,000 | 32,041,000 |
| Interest expense | 1,963,000 | 3,964,000 | 5,990,000 | 8,093,000 |
| Net interest income | 6,036,000 | 12,121,000 | 18,162,000 | 23,948,000 |
| Noninterest income | 1,736,000 | 3,344,000 | 4,877,000 | 6,314,000 |
| Noninterest expense | 4,717,000 | 9,524,000 | 14,085,000 | 18,561,000 |
| Provision for loan losses | 193,000 | 268,000 | 352,000 | 326,000 |
| Pretax income | 2,862,000 | 5,589,000 | 8,390,000 | 11,136,000 |
| Income tax | 796,000 | 1,558,000 | 2,320,000 | 3,049,000 |
| Net income | 2,066,000 | 4,031,000 | 6,070,000 | 8,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,568,000 | 79,068,000 | 79,096,000 | 79,365,000 |
| Total capital | 85,253,000 | 83,822,000 | 83,810,000 | 84,114,000 |
| Risk-weighted assets | 374,594,000 | 380,231,000 | 376,880,000 | 379,771,000 |