Call reports 2006
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2006
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 635,835,000 | 623,188,000 | 612,765,000 | 607,588,000 |
| Total loans | 324,093,000 | 322,291,000 | 317,463,000 | 326,021,000 |
| Allowance for loan losses | 4,513,000 | 4,488,000 | 4,505,000 | 4,640,000 |
| Securities available for sale | 207,188,000 | 201,839,000 | 201,076,000 | 196,769,000 |
| Securities held to maturity | 33,858,000 | 33,287,000 | 31,195,000 | 26,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,979,000 | 537,086,000 | 525,334,000 | 517,504,000 |
| Interest-bearing deposits | 382,411,000 | 378,731,000 | 371,009,000 | 374,802,000 |
| Noninterest-bearing deposits | 153,568,000 | 158,355,000 | 154,325,000 | 142,702,000 |
| Equity capital | 73,542,000 | 73,394,000 | 76,497,000 | 77,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,117,000 | 16,059,000 | 24,153,000 | 32,155,000 |
| Interest expense | 1,734,000 | 3,550,000 | 5,459,000 | 7,402,000 |
| Net interest income | 6,383,000 | 12,509,000 | 18,694,000 | 24,753,000 |
| Noninterest income | 1,674,000 | 3,228,000 | 4,801,000 | 6,249,000 |
| Noninterest expense | 4,460,000 | 9,180,000 | 13,772,000 | 18,450,000 |
| Provision for loan losses | 110,000 | 89,000 | 101,000 | 236,000 |
| Pretax income | 3,213,000 | 6,194,000 | 9,366,000 | 12,065,000 |
| Income tax | 879,000 | 1,675,000 | 2,599,000 | 3,365,000 |
| Net income | 2,334,000 | 4,519,000 | 6,767,000 | 8,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,606,000 | 78,626,000 | 79,293,000 | 79,880,000 |
| Total capital | 82,119,000 | 83,114,000 | 83,784,000 | 84,463,000 |
| Risk-weighted assets | 362,651,000 | 366,515,000 | 359,270,000 | 366,601,000 |