Call reports 2005
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2005
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 635,873,000 | 641,697,000 | 633,877,000 | 630,957,000 |
| Total loans | 310,881,000 | 314,505,000 | 317,506,000 | 322,068,000 |
| Allowance for loan losses | 4,209,000 | 4,271,000 | 4,328,000 | 4,403,000 |
| Securities available for sale | 214,130,000 | 214,255,000 | 214,798,000 | 215,035,000 |
| Securities held to maturity | 44,910,000 | 42,832,000 | 38,833,000 | 35,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,149,000 | 556,669,000 | 547,502,000 | 544,102,000 |
| Interest-bearing deposits | 401,743,000 | 397,105,000 | 387,224,000 | 383,490,000 |
| Noninterest-bearing deposits | 153,407,000 | 159,563,000 | 160,278,000 | 160,612,000 |
| Equity capital | 70,449,000 | 73,314,000 | 73,370,000 | 73,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,089,000 | 14,504,000 | 22,168,000 | 29,993,000 |
| Interest expense | 1,137,000 | 2,405,000 | 3,826,000 | 5,390,000 |
| Net interest income | 5,952,000 | 12,099,000 | 18,342,000 | 24,603,000 |
| Noninterest income | 1,584,000 | 3,070,000 | 4,556,000 | 5,987,000 |
| Noninterest expense | 4,512,000 | 8,955,000 | 13,501,000 | 18,045,000 |
| Provision for loan losses | 142,000 | 204,000 | 256,000 | 331,000 |
| Pretax income | 2,868,000 | 5,826,000 | 8,965,000 | 12,039,000 |
| Income tax | 743,000 | 1,571,000 | 2,442,000 | 3,296,000 |
| Net income | 2,125,000 | 4,255,000 | 6,523,000 | 8,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,656,000 | 74,021,000 | 75,438,000 | 76,413,000 |
| Total capital | 76,865,000 | 78,292,000 | 79,766,000 | 80,816,000 |
| Risk-weighted assets | 351,371,000 | 354,241,000 | 355,841,000 | 357,440,000 |