Call reports 2004
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2004
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 634,554,000 | 631,433,000 | 635,718,000 | 635,655,000 |
| Total loans | 291,757,000 | 293,542,000 | 298,087,000 | 301,108,000 |
| Allowance for loan losses | 3,883,000 | 3,991,000 | 3,995,000 | 4,067,000 |
| Securities available for sale | 206,685,000 | 217,474,000 | 209,009,000 | 217,978,000 |
| Securities held to maturity | 56,917,000 | 54,300,000 | 52,297,000 | 45,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,774,000 | 553,587,000 | 555,106,000 | 553,921,000 |
| Interest-bearing deposits | 402,868,000 | 396,241,000 | 387,052,000 | 396,409,000 |
| Noninterest-bearing deposits | 152,906,000 | 157,346,000 | 168,054,000 | 157,512,000 |
| Equity capital | 70,379,000 | 68,105,000 | 71,200,000 | 71,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,924,000 | 13,837,000 | 20,806,000 | 27,815,000 |
| Interest expense | 1,095,000 | 2,182,000 | 3,280,000 | 4,388,000 |
| Net interest income | 5,829,000 | 11,655,000 | 17,526,000 | 23,427,000 |
| Noninterest income | 1,682,000 | 3,312,000 | 4,755,000 | 6,134,000 |
| Noninterest expense | 4,294,000 | 8,649,000 | 12,938,000 | 17,133,000 |
| Provision for loan losses | 128,000 | 230,000 | 232,000 | 301,000 |
| Pretax income | 3,137,000 | 6,133,000 | 9,160,000 | 12,178,000 |
| Income tax | 867,000 | 1,613,000 | 2,435,000 | 3,228,000 |
| Net income | 2,270,000 | 4,520,000 | 6,725,000 | 8,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,004,000 | 69,258,000 | 70,508,000 | 71,613,000 |
| Total capital | 71,887,000 | 73,249,000 | 74,503,000 | 75,680,000 |
| Risk-weighted assets | 332,391,000 | 337,581,000 | 339,396,000 | 344,434,000 |