Call reports 2003
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2003
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 596,816,000 | 611,959,000 | 614,517,000 | 616,476,000 |
| Total loans | 267,305,000 | 265,241,000 | 269,907,000 | 280,855,000 |
| Allowance for loan losses | 3,531,000 | 3,556,000 | 3,571,000 | 3,753,000 |
| Securities available for sale | 208,336,000 | 217,957,000 | 204,825,000 | 210,719,000 |
| Securities held to maturity | 35,281,000 | 51,154,000 | 64,659,000 | 65,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,850,000 | 533,113,000 | 537,769,000 | 538,885,000 |
| Interest-bearing deposits | 368,272,000 | 370,505,000 | 369,704,000 | 386,122,000 |
| Noninterest-bearing deposits | 151,578,000 | 162,608,000 | 168,065,000 | 152,763,000 |
| Equity capital | 65,877,000 | 67,345,000 | 67,743,000 | 68,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,193,000 | 14,446,000 | 21,526,000 | 28,669,000 |
| Interest expense | 1,484,000 | 2,844,000 | 3,969,000 | 5,033,000 |
| Net interest income | 5,709,000 | 11,602,000 | 17,557,000 | 23,636,000 |
| Noninterest income | 1,605,000 | 3,111,000 | 4,717,000 | 6,138,000 |
| Noninterest expense | 4,294,000 | 8,672,000 | 13,012,000 | 17,411,000 |
| Provision for loan losses | 0 | 26,000 | 43,000 | 225,000 |
| Pretax income | 3,064,000 | 6,066,000 | 9,436,000 | 12,356,000 |
| Income tax | 841,000 | 1,658,000 | 2,584,000 | 3,288,000 |
| Net income | 2,223,000 | 4,408,000 | 6,852,000 | 9,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,694,000 | 63,247,000 | 65,164,000 | 66,328,000 |
| Total capital | 65,225,000 | 66,803,000 | 68,735,000 | 70,081,000 |
| Risk-weighted assets | 318,337,000 | 324,869,000 | 333,259,000 | 342,319,000 |