Call reports 2002
FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN — 2002
What FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 531,377,000 | 550,095,000 | 556,941,000 | 568,908,000 |
| Total loans | 283,820,000 | 280,755,000 | 273,890,000 | 267,388,000 |
| Allowance for loan losses | 4,033,000 | 3,721,000 | 3,719,000 | 3,526,000 |
| Securities available for sale | 165,891,000 | 180,701,000 | 205,789,000 | 210,072,000 |
| Securities held to maturity | 16,166,000 | 14,941,000 | 20,887,000 | 24,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,630,000 | 479,528,000 | 483,216,000 | 492,893,000 |
| Interest-bearing deposits | 331,352,000 | 341,585,000 | 346,331,000 | 353,390,000 |
| Noninterest-bearing deposits | 133,278,000 | 137,943,000 | 136,885,000 | 139,503,000 |
| Equity capital | 56,809,000 | 60,397,000 | 63,332,000 | 64,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,733,000 | 15,598,000 | 23,370,000 | 30,900,000 |
| Interest expense | 1,873,000 | 3,719,000 | 5,598,000 | 7,262,000 |
| Net interest income | 5,860,000 | 11,879,000 | 17,772,000 | 23,638,000 |
| Noninterest income | 1,624,000 | 3,072,000 | 4,435,000 | 5,941,000 |
| Noninterest expense | 4,270,000 | 8,385,000 | 12,645,000 | 16,921,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,224,000 | 6,573,000 | 9,586,000 | 12,692,000 |
| Income tax | 937,000 | 1,910,000 | 2,791,000 | 3,675,000 |
| Net income | 2,287,000 | 4,663,000 | 6,795,000 | 9,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,810,000 | 57,496,000 | 58,985,000 | 60,200,000 |
| Total capital | 59,741,000 | 61,217,000 | 62,704,000 | 63,726,000 |
| Risk-weighted assets | 314,354,000 | 314,874,000 | 309,100,000 | 313,783,000 |