Call reports 2015
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG — 2015
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 150,115,000 | 152,173,000 | 143,172,000 | 148,704,000 |
| Total loans | 87,638,000 | 87,828,000 | 87,682,000 | 87,796,000 |
| Allowance for loan losses | 712,000 | 742,000 | 756,000 | 825,000 |
| Securities available for sale | 19,885,000 | 19,672,000 | 19,613,000 | 22,317,000 |
| Securities held to maturity | 10,000 | 8,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,509,000 | 137,050,000 | 128,069,000 | 133,421,000 |
| Interest-bearing deposits | 126,002,000 | 129,470,000 | 120,213,000 | 123,392,000 |
| Noninterest-bearing deposits | 9,507,000 | 7,580,000 | 7,856,000 | 10,029,000 |
| Equity capital | 14,355,000 | 14,482,000 | 14,707,000 | 14,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,416,000 | 3,594,000 | 4,757,000 |
| Interest expense | 79,000 | 162,000 | 237,000 | 317,000 |
| Net interest income | 1,127,000 | 2,254,000 | 3,357,000 | 4,440,000 |
| Noninterest income | 120,000 | 283,000 | 430,000 | 577,000 |
| Noninterest expense | 1,026,000 | 2,037,000 | 2,931,000 | 3,899,000 |
| Provision for loan losses | 45,000 | 60,000 | 135,000 | 273,000 |
| Pretax income | 176,000 | 440,000 | 721,000 | 845,000 |
| Income tax | 60,000 | 156,000 | 257,000 | 298,000 |
| Net income | 116,000 | 284,000 | 464,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,266,000 | 14,438,000 | 14,618,000 | 14,702,000 |
| Total capital | 14,978,000 | 15,180,000 | 15,374,000 | 15,527,000 |
| Risk-weighted assets | 74,649,000 | 78,351,000 | 74,114,000 | 75,114,000 |