Call reports 2013
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG — 2013
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 142,184,000 | 153,879,000 | 151,736,000 | 155,607,000 |
| Total loans | 86,404,000 | 86,129,000 | 86,670,000 | 86,132,000 |
| Allowance for loan losses | 537,000 | 587,000 | 635,000 | 665,000 |
| Securities available for sale | 1,707,000 | 1,697,000 | 1,622,000 | 1,611,000 |
| Securities held to maturity | 23,000 | 21,000 | 19,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,607,000 | 140,010,000 | 137,542,000 | 141,376,000 |
| Interest-bearing deposits | 119,440,000 | 130,216,000 | 129,672,000 | 133,545,000 |
| Noninterest-bearing deposits | 9,167,000 | 9,794,000 | 7,870,000 | 7,831,000 |
| Equity capital | 13,194,000 | 13,389,000 | 13,549,000 | 13,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,172,000 | 3,288,000 | 4,408,000 |
| Interest expense | 119,000 | 253,000 | 381,000 | 517,000 |
| Net interest income | 991,000 | 1,919,000 | 2,907,000 | 3,891,000 |
| Noninterest income | 162,000 | 345,000 | 556,000 | 736,000 |
| Noninterest expense | 877,000 | 1,676,000 | 2,582,000 | 3,596,000 |
| Provision for loan losses | 12,000 | 57,000 | 102,000 | 132,000 |
| Pretax income | 276,000 | 574,000 | 838,000 | 980,000 |
| Income tax | 121,000 | 224,000 | 328,000 | 384,000 |
| Net income | 155,000 | 350,000 | 510,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,027,000 | 13,227,000 | 13,373,000 | 13,472,000 |
| Total capital | 13,564,000 | 13,814,000 | 14,008,000 | 14,137,000 |
| Risk-weighted assets | 72,123,000 | 74,853,000 | 74,846,000 | 65,520,000 |