Call reports 2012
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG — 2012
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,833,000 | 137,943,000 | 134,690,000 | 139,638,000 |
| Total loans | 93,268,000 | 91,529,000 | 88,316,000 | 88,025,000 |
| Allowance for loan losses | 531,000 | 553,000 | 533,000 | 536,000 |
| Securities available for sale | 1,892,000 | 1,874,000 | 1,869,000 | 1,861,000 |
| Securities held to maturity | 26,000 | 25,000 | 23,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,557,000 | 124,284,000 | 121,305,000 | 125,961,000 |
| Interest-bearing deposits | 118,739,000 | 116,043,000 | 112,007,000 | 116,116,000 |
| Noninterest-bearing deposits | 4,818,000 | 8,241,000 | 9,298,000 | 9,845,000 |
| Equity capital | 12,540,000 | 12,689,000 | 12,924,000 | 13,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,496,000 | 3,713,000 | 4,891,000 |
| Interest expense | 217,000 | 372,000 | 516,000 | 638,000 |
| Net interest income | 1,057,000 | 2,124,000 | 3,197,000 | 4,253,000 |
| Noninterest income | 187,000 | 361,000 | 594,000 | 791,000 |
| Noninterest expense | 884,000 | 1,884,000 | 2,813,000 | 3,886,000 |
| Provision for loan losses | 45,000 | 59,000 | 108,000 | 111,000 |
| Pretax income | 349,000 | 598,000 | 982,000 | 1,174,000 |
| Income tax | 136,000 | 230,000 | 380,000 | 456,000 |
| Net income | 213,000 | 368,000 | 602,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,540,000 | 12,689,000 | 12,924,000 | 12,858,000 |
| Total capital | 13,070,000 | 13,242,000 | 13,457,000 | 13,394,000 |
| Risk-weighted assets | 73,258,000 | 72,914,000 | 70,533,000 | 70,950,000 |