Call reports 2001
CENTURY SOUTH BANK OF CENTRAL GEORGIA, N.A. — 2001
What CENTURY SOUTH BANK OF CENTRAL GEORGIA, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 271,581,000 | 271,638,000 | 306,528,000 |
| Total loans | 179,717,000 | 177,493,000 | 159,721,000 |
| Allowance for loan losses | 2,205,000 | 2,926,000 | 2,938,000 |
| Securities available for sale | 34,172,000 | 49,015,000 | 72,022,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 242,862,000 | 251,282,000 | 243,138,000 |
| Interest-bearing deposits | 209,976,000 | 214,813,000 | 212,234,000 |
| Noninterest-bearing deposits | 32,886,000 | 36,469,000 | 30,904,000 |
| Equity capital | 18,746,000 | 17,499,000 | 18,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 5,487,000 | 10,386,000 | 15,187,000 |
| Interest expense | 2,647,000 | 5,303,000 | 7,822,000 |
| Net interest income | 2,840,000 | 5,083,000 | 7,365,000 |
| Noninterest income | 761,000 | 495,000 | 857,000 |
| Noninterest expense | 2,205,000 | 5,217,000 | 7,086,000 |
| Provision for loan losses | 155,000 | 879,000 | 1,027,000 |
| Pretax income | 1,241,000 | -392,000 | 289,000 |
| Income tax | 428,000 | -287,000 | -35,000 |
| Net income | 813,000 | -105,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 18,270,000 | 17,007,000 | 17,437,000 |
| Total capital | 20,475,000 | 19,226,000 | 19,562,000 |
| Risk-weighted assets | 183,371,000 | 176,842,000 | 169,151,000 |