Call reports 2025
HENDERSON FEDERAL SAVINGS BANK — 2025
What HENDERSON FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 116,289,000 | 115,609,000 | 116,356,000 | 116,908,000 |
| Total loans | 84,208,000 | 83,903,000 | 84,569,000 | 81,896,000 |
| Allowance for loan losses | 1,506,000 | 1,523,000 | 1,527,000 | 1,475,000 |
| Securities available for sale | 7,255,000 | 9,127,000 | 13,064,000 | 11,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,954,000 | 85,846,000 | 86,211,000 | 86,459,000 |
| Interest-bearing deposits | 77,454,000 | 77,823,000 | 78,217,000 | 78,676,000 |
| Noninterest-bearing deposits | 9,500,000 | 8,023,000 | 7,994,000 | 7,783,000 |
| Equity capital | 28,784,000 | 29,139,000 | 29,536,000 | 29,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,089,000 | 4,664,000 | 6,278,000 |
| Interest expense | 543,000 | 1,099,000 | 1,657,000 | 2,211,000 |
| Net interest income | 997,000 | 1,990,000 | 3,007,000 | 4,067,000 |
| Noninterest income | 23,000 | 48,000 | 68,000 | 94,000 |
| Noninterest expense | 659,000 | 1,257,000 | 1,910,000 | 2,595,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 346,000 | 751,000 | 1,135,000 | 1,536,000 |
| Income tax | 76,000 | 164,000 | 248,000 | 333,000 |
| Net income | 270,000 | 587,000 | 887,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,148,000 | 29,465,000 | 29,765,000 | 30,081,000 |