Call reports 2024
HENDERSON FEDERAL SAVINGS BANK — 2024
What HENDERSON FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 110,121,000 | 109,916,000 | 112,726,000 | 111,844,000 |
| Total loans | 85,055,000 | 86,170,000 | 85,023,000 | 86,464,000 |
| Allowance for loan losses | 1,485,000 | 1,482,000 | 1,471,000 | 1,488,000 |
| Securities available for sale | 8,777,000 | 8,072,000 | 9,601,000 | 7,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,096,000 | 81,609,000 | 83,918,000 | 83,013,000 |
| Interest-bearing deposits | 72,313,000 | 72,322,000 | 74,407,000 | 74,500,000 |
| Noninterest-bearing deposits | 9,783,000 | 9,287,000 | 9,511,000 | 8,513,000 |
| Equity capital | 27,399,000 | 27,726,000 | 28,252,000 | 28,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,477,000 | 2,986,000 | 4,544,000 | 6,118,000 |
| Interest expense | 459,000 | 940,000 | 1,446,000 | 1,985,000 |
| Net interest income | 1,018,000 | 2,046,000 | 3,098,000 | 4,133,000 |
| Noninterest income | 25,000 | 50,000 | 76,000 | 103,000 |
| Noninterest expense | 625,000 | 1,267,000 | 1,870,000 | 2,558,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 403,000 | 799,000 | 1,259,000 | 1,618,000 |
| Income tax | 88,000 | 174,000 | 274,000 | 346,000 |
| Net income | 315,000 | 625,000 | 985,000 | 1,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,921,000 | 28,231,000 | 28,591,000 | 28,878,000 |