Call reports 2021
HENDERSON FEDERAL SAVINGS BANK — 2021
What HENDERSON FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 114,963,000 | 116,749,000 | 118,822,000 | 118,156,000 |
| Total loans | 73,773,000 | 73,179,000 | 71,477,000 | 70,416,000 |
| Allowance for loan losses | 1,341,000 | 1,353,000 | 1,355,000 | 1,389,000 |
| Securities available for sale | 13,339,000 | 13,077,000 | 12,604,000 | 13,791,000 |
| Securities held to maturity | 3,000 | 3,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,640,000 | 91,349,000 | 93,066,000 | 92,509,000 |
| Interest-bearing deposits | 83,060,000 | 84,776,000 | 85,816,000 | 85,630,000 |
| Noninterest-bearing deposits | 6,580,000 | 6,573,000 | 7,250,000 | 6,879,000 |
| Equity capital | 24,790,000 | 24,940,000 | 25,136,000 | 25,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,146,000 | 3,220,000 | 4,215,000 |
| Interest expense | 247,000 | 479,000 | 707,000 | 924,000 |
| Net interest income | 846,000 | 1,667,000 | 2,513,000 | 3,291,000 |
| Noninterest income | 24,000 | 48,000 | 74,000 | 100,000 |
| Noninterest expense | 594,000 | 1,186,000 | 1,772,000 | 2,398,000 |
| Provision for loan losses | 65,000 | 125,000 | 185,000 | 245,000 |
| Pretax income | 211,000 | 404,000 | 630,000 | 748,000 |
| Income tax | 45,000 | 86,000 | 134,000 | 164,000 |
| Net income | 166,000 | 318,000 | 496,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,750,000 | 24,902,000 | 25,080,000 | 25,174,000 |