Call reports 2019
HENDERSON FEDERAL SAVINGS BANK — 2019
What HENDERSON FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 106,115,000 | 104,692,000 | 105,744,000 | 106,059,000 |
| Total loans | 77,344,000 | 78,156,000 | 79,955,000 | 79,196,000 |
| Allowance for loan losses | 1,372,000 | 1,381,000 | 1,361,000 | 1,354,000 |
| Securities available for sale | 12,865,000 | 11,957,000 | 10,986,000 | 11,079,000 |
| Securities held to maturity | 7,000 | 6,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,253,000 | 80,613,000 | 81,445,000 | 81,600,000 |
| Interest-bearing deposits | 78,291,000 | 76,600,000 | 77,342,000 | 77,258,000 |
| Noninterest-bearing deposits | 3,962,000 | 4,013,000 | 4,103,000 | 4,342,000 |
| Equity capital | 23,221,000 | 23,517,000 | 23,799,000 | 23,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,527,000 | 3,841,000 | 5,137,000 |
| Interest expense | 286,000 | 584,000 | 893,000 | 1,212,000 |
| Net interest income | 984,000 | 1,943,000 | 2,948,000 | 3,925,000 |
| Noninterest income | 26,000 | 53,000 | 79,000 | 107,000 |
| Noninterest expense | 605,000 | 1,193,000 | 1,772,000 | 2,442,000 |
| Provision for loan losses | 45,000 | 110,000 | 215,000 | 305,000 |
| Pretax income | 360,000 | 693,000 | 1,040,000 | 1,285,000 |
| Income tax | 76,000 | 147,000 | 207,000 | 259,000 |
| Net income | 284,000 | 546,000 | 833,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,109,000 | 23,371,000 | 23,658,000 | 23,850,000 |
| Total capital | 23,808,000 | 24,083,000 | 24,409,000 | 24,538,000 |
| Risk-weighted assets | 55,230,000 | 56,135,000 | 59,477,000 | 54,331,000 |