Call reports 2018
HENDERSON FEDERAL SAVINGS BANK — 2018
What HENDERSON FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 108,972,000 | 107,963,000 | 108,233,000 | 106,799,000 |
| Total loans | 73,729,000 | 74,501,000 | 76,336,000 | 76,773,000 |
| Allowance for loan losses | 1,244,000 | 1,251,000 | 1,296,000 | 1,327,000 |
| Securities available for sale | 16,647,000 | 15,974,000 | 14,500,000 | 13,917,000 |
| Securities held to maturity | 17,000 | 11,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,266,000 | 85,082,000 | 85,083,000 | 83,449,000 |
| Interest-bearing deposits | 83,038,000 | 81,631,000 | 80,966,000 | 79,287,000 |
| Noninterest-bearing deposits | 3,228,000 | 3,451,000 | 4,117,000 | 4,162,000 |
| Equity capital | 22,086,000 | 22,311,000 | 22,584,000 | 22,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,424,000 | 3,706,000 | 5,034,000 |
| Interest expense | 246,000 | 504,000 | 771,000 | 1,046,000 |
| Net interest income | 946,000 | 1,920,000 | 2,935,000 | 3,988,000 |
| Noninterest income | 24,000 | 48,000 | 75,000 | 101,000 |
| Noninterest expense | 611,000 | 1,226,000 | 1,839,000 | 2,539,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 220,000 |
| Pretax income | 314,000 | 652,000 | 1,036,000 | 1,330,000 |
| Income tax | 67,000 | 138,000 | 221,000 | 282,000 |
| Net income | 247,000 | 514,000 | 815,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,036,000 | 22,301,000 | 22,592,000 | 22,825,000 |
| Total capital | 22,710,000 | 22,982,000 | 23,283,000 | 23,519,000 |
| Risk-weighted assets | 53,252,000 | 53,778,000 | 54,528,000 | 54,779,000 |