Call reports 2017
HENDERSON FEDERAL SAVINGS BANK — 2017
What HENDERSON FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 110,622,000 | 110,193,000 | 111,447,000 | 108,740,000 |
| Total loans | 73,106,000 | 73,432,000 | 72,383,000 | 72,445,000 |
| Allowance for loan losses | 1,045,000 | 1,139,000 | 1,168,000 | 1,208,000 |
| Securities available for sale | 20,038,000 | 19,188,000 | 18,178,000 | 17,347,000 |
| Securities held to maturity | 32,000 | 30,000 | 28,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,547,000 | 87,898,000 | 88,880,000 | 86,406,000 |
| Interest-bearing deposits | 84,865,000 | 84,062,000 | 85,146,000 | 82,967,000 |
| Noninterest-bearing deposits | 3,682,000 | 3,836,000 | 3,734,000 | 3,439,000 |
| Equity capital | 21,520,000 | 21,743,000 | 21,963,000 | 21,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,301,000 | 3,449,000 | 4,651,000 |
| Interest expense | 229,000 | 464,000 | 704,000 | 956,000 |
| Net interest income | 905,000 | 1,837,000 | 2,745,000 | 3,695,000 |
| Noninterest income | 29,000 | 69,000 | 97,000 | 123,000 |
| Noninterest expense | 617,000 | 1,232,000 | 1,838,000 | 2,532,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 272,000 | 584,000 | 869,000 | 1,106,000 |
| Income tax | 91,000 | 196,000 | 278,000 | 594,000 |
| Net income | 181,000 | 388,000 | 591,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,448,000 | 21,654,000 | 21,858,000 | 21,786,000 |
| Total capital | 22,122,000 | 22,319,000 | 22,520,000 | 22,444,000 |
| Risk-weighted assets | 53,415,000 | 52,762,000 | 52,322,000 | 52,001,000 |