Call reports 2012
VIRGINIA COMMERCE BANK — 2012
What VIRGINIA COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,952,021,000 | 3,015,073,000 | 3,002,545,000 | 2,821,621,000 |
| Total loans | 2,153,019,000 | 2,191,055,000 | 2,163,206,000 | 2,200,840,000 |
| Allowance for loan losses | 45,371,000 | 46,632,000 | 41,288,000 | 42,773,000 |
| Securities available for sale | 598,178,000 | 566,688,000 | 545,143,000 | 493,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,251,953,000 | 2,264,464,000 | 2,223,983,000 | 2,255,492,000 |
| Interest-bearing deposits | 1,902,268,000 | 1,867,978,000 | 1,821,864,000 | 1,829,301,000 |
| Noninterest-bearing deposits | 349,685,000 | 396,486,000 | 402,119,000 | 426,191,000 |
| Equity capital | 346,760,000 | 355,111,000 | 364,940,000 | 299,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 34,005,000 | 67,648,000 | 100,511,000 | 132,938,000 |
| Interest expense | 6,248,000 | 11,995,000 | 17,515,000 | 22,367,000 |
| Net interest income | 27,757,000 | 55,653,000 | 82,996,000 | 110,571,000 |
| Noninterest income | 2,357,000 | 4,450,000 | 7,120,000 | 10,040,000 |
| Noninterest expense | 16,247,000 | 31,392,000 | 46,298,000 | 62,743,000 |
| Provision for loan losses | 5,994,000 | 9,156,000 | 12,267,000 | 14,826,000 |
| Pretax income | 10,465,000 | 23,475,000 | 37,527,000 | 50,471,000 |
| Income tax | 3,393,000 | 7,709,000 | 12,369,000 | 16,596,000 |
| Net income | 7,072,000 | 15,766,000 | 25,158,000 | 33,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 341,345,000 | 350,038,000 | 359,431,000 | 296,892,000 |
| Total capital | 370,124,000 | 379,047,000 | 388,012,000 | 326,010,000 |
| Risk-weighted assets | 2,285,722,000 | 2,303,102,000 | 2,273,774,000 | 2,315,942,000 |