Call reports 2006
VIRGINIA COMMERCE BANK — 2006
What VIRGINIA COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,676,879,000 | 1,727,125,000 | 1,876,581,000 | 1,947,627,000 |
| Total loans | 1,391,488,000 | 1,476,350,000 | 1,573,422,000 | 1,655,724,000 |
| Allowance for loan losses | 14,813,000 | 15,701,000 | 17,100,000 | 18,101,000 |
| Securities available for sale | 121,351,000 | 153,302,000 | 155,062,000 | 183,788,000 |
| Securities held to maturity | 43,648,000 | 46,959,000 | 46,004,000 | 45,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,395,135,000 | 1,432,267,000 | 1,572,003,000 | 1,610,252,000 |
| Interest-bearing deposits | 1,191,599,000 | 1,222,598,000 | 1,342,287,000 | 1,419,002,000 |
| Noninterest-bearing deposits | 203,536,000 | 209,669,000 | 229,716,000 | 191,250,000 |
| Equity capital | 115,426,000 | 121,186,000 | 128,729,000 | 135,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 27,242,000 | 57,834,000 | 90,374,000 | 125,292,000 |
| Interest expense | 11,047,000 | 24,295,000 | 39,404,000 | 56,484,000 |
| Net interest income | 16,195,000 | 33,539,000 | 50,970,000 | 68,808,000 |
| Noninterest income | 1,711,000 | 3,446,000 | 5,290,000 | 7,323,000 |
| Noninterest expense | 7,980,000 | 16,237,000 | 24,621,000 | 33,401,000 |
| Provision for loan losses | 1,005,000 | 1,960,000 | 3,380,000 | 4,406,000 |
| Pretax income | 8,921,000 | 18,788,000 | 28,259,000 | 38,324,000 |
| Income tax | 3,019,000 | 6,438,000 | 9,712,000 | 13,147,000 |
| Net income | 5,902,000 | 12,350,000 | 18,547,000 | 25,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,056,000 | 123,504,000 | 129,701,000 | 136,331,000 |
| Total capital | 174,869,000 | 182,205,000 | 189,801,000 | 197,432,000 |
| Risk-weighted assets | 1,475,594,000 | 1,561,371,000 | 1,681,149,000 | 1,741,356,000 |