Call reports 2001
VIRGINIA COMMERCE BANK — 2001
What VIRGINIA COMMERCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 410,451,000 | 464,004,000 | 465,350,000 | 489,505,000 |
| Total loans | 317,943,000 | 357,039,000 | 372,680,000 | 415,305,000 |
| Allowance for loan losses | 3,074,000 | 3,254,000 | 3,478,000 | 4,355,000 |
| Securities available for sale | 46,295,000 | 39,722,000 | 54,947,000 | 40,894,000 |
| Securities held to maturity | 8,198,000 | 9,087,000 | 11,919,000 | 10,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,475,000 | 392,345,000 | 392,282,000 | 406,923,000 |
| Interest-bearing deposits | 290,013,000 | 330,069,000 | 327,822,000 | 340,473,000 |
| Noninterest-bearing deposits | 53,462,000 | 62,276,000 | 64,460,000 | 66,450,000 |
| Equity capital | 22,299,000 | 23,420,000 | 25,264,000 | 26,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,047,000 | 16,484,000 | 25,310,000 | 33,897,000 |
| Interest expense | 4,045,000 | 8,196,000 | 12,351,000 | 15,978,000 |
| Net interest income | 4,002,000 | 8,288,000 | 12,959,000 | 17,919,000 |
| Noninterest income | 881,000 | 2,015,000 | 3,252,000 | 4,690,000 |
| Noninterest expense | 3,184,000 | 6,637,000 | 10,157,000 | 13,950,000 |
| Provision for loan losses | 270,000 | 450,000 | 675,000 | 1,572,000 |
| Pretax income | 1,429,000 | 3,216,000 | 5,379,000 | 7,100,000 |
| Income tax | 486,000 | 1,094,000 | 1,826,000 | 2,406,000 |
| Net income | 943,000 | 2,122,000 | 3,553,000 | 4,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,143,000 | 23,324,000 | 24,758,000 | 25,902,000 |
| Total capital | 32,717,000 | 34,078,000 | 38,236,000 | 41,358,000 |
| Risk-weighted assets | 318,411,000 | 361,644,000 | 376,268,000 | 409,946,000 |