Call reports 2026
UNITED COMMUNITY BANK — 2026
What UNITED COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 352,389,000 | 359,301,000 |
| Total loans | 212,049,000 | 214,296,000 |
| Allowance for loan losses | 3,139,000 | 3,129,000 |
| Securities available for sale | 91,806,000 | 92,821,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 320,968,000 | 326,741,000 |
| Interest-bearing deposits | 305,534,000 | 310,150,000 |
| Noninterest-bearing deposits | 15,434,000 | 16,591,000 |
| Equity capital | 28,309,000 | 29,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,408,000 | 8,910,000 |
| Interest expense | 1,543,000 | 3,094,000 |
| Net interest income | 2,865,000 | 5,816,000 |
| Noninterest income | 462,000 | 873,000 |
| Noninterest expense | 2,448,000 | 4,930,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 879,000 | 1,759,000 |
| Income tax | 37,000 | 198,000 |
| Net income | 842,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,792,000 | 38,578,000 |