Call reports 2022
UNITED COMMUNITY BANK — 2022
What UNITED COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 332,613,000 | 331,720,000 | 324,841,000 | 317,243,000 |
| Total loans | 163,679,000 | 173,939,000 | 175,883,000 | 184,577,000 |
| Allowance for loan losses | 3,649,000 | 3,711,000 | 3,769,000 | 3,269,000 |
| Securities available for sale | 114,688,000 | 111,287,000 | 103,513,000 | 100,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,645,000 | 310,702,000 | 308,431,000 | 296,468,000 |
| Interest-bearing deposits | 287,116,000 | 290,235,000 | 288,808,000 | 279,598,000 |
| Noninterest-bearing deposits | 18,529,000 | 20,467,000 | 19,623,000 | 16,870,000 |
| Equity capital | 24,231,000 | 18,346,000 | 13,538,000 | 18,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,488,000 | 5,132,000 | 8,001,000 | 11,139,000 |
| Interest expense | 223,000 | 437,000 | 706,000 | 1,236,000 |
| Net interest income | 2,265,000 | 4,695,000 | 7,295,000 | 9,903,000 |
| Noninterest income | 264,000 | 647,000 | 1,041,000 | 1,455,000 |
| Noninterest expense | 2,030,000 | 4,065,000 | 6,023,000 | 8,349,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | -320,000 |
| Pretax income | 439,000 | 1,157,000 | 2,133,000 | 2,827,000 |
| Income tax | 85,000 | 95,000 | 127,000 | 172,000 |
| Net income | 354,000 | 1,062,000 | 2,006,000 | 2,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,799,000 | 31,521,000 | 32,277,000 | 32,926,000 |