Call reports 2021
UNITED COMMUNITY BANK — 2021
What UNITED COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 317,499,000 | 326,269,000 | 338,886,000 | 345,503,000 |
| Total loans | 168,788,000 | 158,287,000 | 166,093,000 | 165,627,000 |
| Allowance for loan losses | 3,417,000 | 3,467,000 | 3,532,000 | 3,610,000 |
| Securities available for sale | 105,622,000 | 106,506,000 | 124,521,000 | 123,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,857,000 | 291,501,000 | 303,461,000 | 310,640,000 |
| Interest-bearing deposits | 265,210,000 | 274,750,000 | 285,296,000 | 292,584,000 |
| Noninterest-bearing deposits | 17,647,000 | 16,751,000 | 18,165,000 | 18,056,000 |
| Equity capital | 31,748,000 | 31,952,000 | 32,498,000 | 32,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,765,000 | 5,639,000 | 8,331,000 | 11,010,000 |
| Interest expense | 312,000 | 586,000 | 845,000 | 1,085,000 |
| Net interest income | 2,453,000 | 5,053,000 | 7,486,000 | 9,925,000 |
| Noninterest income | 445,000 | 1,023,000 | 1,911,000 | 2,407,000 |
| Noninterest expense | 1,996,000 | 3,903,000 | 5,923,000 | 8,355,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 270,000 |
| Pretax income | 851,000 | 2,097,000 | 3,338,000 | 3,751,000 |
| Income tax | 0 | 2,000 | 3,000 | 285,000 |
| Net income | 851,000 | 2,095,000 | 3,335,000 | 3,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,816,000 | 30,528,000 | 31,352,000 | 31,445,000 |