Call reports 2019
UNITED COMMUNITY BANK — 2019
What UNITED COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 244,272,000 | 254,544,000 | 260,324,000 | 259,791,000 |
| Total loans | 159,451,000 | 164,795,000 | 171,180,000 | 161,140,000 |
| Allowance for loan losses | 2,983,000 | 3,034,000 | 3,064,000 | 3,118,000 |
| Securities available for sale | 68,328,000 | 66,746,000 | 66,762,000 | 72,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,186,000 | 218,062,000 | 222,808,000 | 226,876,000 |
| Interest-bearing deposits | 182,913,000 | 208,439,000 | 211,727,000 | 214,850,000 |
| Noninterest-bearing deposits | 30,273,000 | 9,623,000 | 11,081,000 | 12,026,000 |
| Equity capital | 28,098,000 | 28,514,000 | 29,362,000 | 29,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,602,000 | 5,301,000 | 8,148,000 | 10,906,000 |
| Interest expense | 369,000 | 798,000 | 1,308,000 | 1,884,000 |
| Net interest income | 2,233,000 | 4,503,000 | 6,840,000 | 9,022,000 |
| Noninterest income | 294,000 | 635,000 | 1,090,000 | 1,535,000 |
| Noninterest expense | 1,875,000 | 3,614,000 | 5,486,000 | 7,347,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 592,000 | 1,411,000 | 2,271,000 | 2,977,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 592,000 | 1,409,000 | 2,268,000 | 2,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,446,000 | 27,891,000 | 28,452,000 | 29,035,000 |
| Total capital | 30,574,000 | 30,090,000 | 30,710,000 | 31,228,000 |
| Risk-weighted assets | 169,422,000 | 175,140,000 | 179,883,000 | 174,548,000 |