Call reports 2018
UNITED COMMUNITY BANK — 2018
What UNITED COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 249,492,000 | 248,641,000 | 241,901,000 | 244,640,000 |
| Total loans | 154,344,000 | 158,358,000 | 156,654,000 | 155,790,000 |
| Allowance for loan losses | 2,819,000 | 2,809,000 | 2,871,000 | 2,919,000 |
| Securities available for sale | 78,312,000 | 73,014,000 | 70,311,000 | 69,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,007,000 | 220,874,000 | 214,074,000 | 215,648,000 |
| Interest-bearing deposits | 187,590,000 | 184,477,000 | 180,442,000 | 183,603,000 |
| Noninterest-bearing deposits | 32,417,000 | 36,397,000 | 33,632,000 | 32,045,000 |
| Equity capital | 25,721,000 | 25,084,000 | 24,959,000 | 26,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,506,000 | 5,028,000 | 7,627,000 | 10,249,000 |
| Interest expense | 252,000 | 528,000 | 826,000 | 1,170,000 |
| Net interest income | 2,254,000 | 4,500,000 | 6,801,000 | 9,079,000 |
| Noninterest income | 240,000 | 628,000 | 1,015,000 | 1,518,000 |
| Noninterest expense | 1,983,000 | 3,855,000 | 5,833,000 | 7,931,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 451,000 | 1,150,000 | 1,800,000 | 2,303,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 451,000 | 1,148,000 | 1,797,000 | 2,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,621,000 | 27,094,000 | 27,520,000 | 27,854,000 |
| Total capital | 29,718,000 | 29,217,000 | 29,604,000 | 29,941,000 |
| Risk-weighted assets | 167,094,000 | 169,154,000 | 165,964,000 | 166,136,000 |