Call reports 2017
UNITED COMMUNITY BANK — 2017
What UNITED COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 263,295,000 | 262,889,000 | 270,729,000 | 263,367,000 |
| Total loans | 159,043,000 | 155,513,000 | 157,079,000 | 154,728,000 |
| Allowance for loan losses | 2,697,000 | 2,742,000 | 2,743,000 | 2,755,000 |
| Securities available for sale | 80,310,000 | 79,341,000 | 84,159,000 | 83,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,473,000 | 232,859,000 | 240,348,000 | 233,248,000 |
| Interest-bearing deposits | 200,575,000 | 199,516,000 | 204,134,000 | 197,053,000 |
| Noninterest-bearing deposits | 33,898,000 | 33,343,000 | 36,214,000 | 36,195,000 |
| Equity capital | 25,257,000 | 26,418,000 | 26,697,000 | 26,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,499,000 | 5,040,000 | 7,600,000 | 10,173,000 |
| Interest expense | 212,000 | 431,000 | 666,000 | 912,000 |
| Net interest income | 2,287,000 | 4,609,000 | 6,934,000 | 9,261,000 |
| Noninterest income | 296,000 | 669,000 | 972,000 | 1,338,000 |
| Noninterest expense | 1,900,000 | 3,730,000 | 5,529,000 | 7,310,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 160,000 |
| Pretax income | 690,000 | 1,506,000 | 2,295,000 | 3,032,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 690,000 | 1,504,000 | 2,292,000 | 3,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,920,000 | 26,148,000 | 26,563,000 | 27,170,000 |
| Total capital | 28,078,000 | 28,278,000 | 28,725,000 | 29,302,000 |
| Risk-weighted assets | 172,142,000 | 169,820,000 | 172,390,000 | 169,952,000 |