Call reports 2011
UNITED COMMUNITY BANK — 2011
What UNITED COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 197,241,000 | 198,938,000 | 204,509,000 | 204,842,000 |
| Total loans | 110,135,000 | 112,349,000 | 112,080,000 | 110,521,000 |
| Allowance for loan losses | 1,681,000 | 1,699,000 | 1,650,000 | 1,606,000 |
| Securities available for sale | 55,595,000 | 58,428,000 | 56,309,000 | 57,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,308,000 | 172,408,000 | 177,361,000 | 178,778,000 |
| Interest-bearing deposits | 156,684,000 | 154,934,000 | 158,761,000 | 159,629,000 |
| Noninterest-bearing deposits | 14,624,000 | 17,474,000 | 18,600,000 | 19,149,000 |
| Equity capital | 17,934,000 | 18,816,000 | 19,482,000 | 19,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,502,000 | 6,603,000 | 8,773,000 |
| Interest expense | 522,000 | 1,024,000 | 1,514,000 | 1,973,000 |
| Net interest income | 1,654,000 | 3,478,000 | 5,089,000 | 6,800,000 |
| Noninterest income | 220,000 | 463,000 | 642,000 | 889,000 |
| Noninterest expense | 1,324,000 | 2,713,000 | 4,062,000 | 5,571,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 456,000 | 1,005,000 | 1,240,000 | 1,569,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 455,000 | 1,004,000 | 1,238,000 | 1,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,681,000 | 18,005,000 | 18,127,000 | 18,456,000 |
| Total capital | 19,362,000 | 19,704,000 | 19,777,000 | 20,062,000 |
| Risk-weighted assets | 139,077,000 | 141,344,000 | 139,002,000 | 139,811,000 |