Call reports 2002
UNITED COMMUNITY BANK — 2002
What UNITED COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,701,000 | 128,161,000 | 128,943,000 | 128,110,000 |
| Total loans | 63,942,000 | 66,333,000 | 66,021,000 | 67,933,000 |
| Allowance for loan losses | 757,000 | 747,000 | 773,000 | 837,000 |
| Securities available for sale | 48,796,000 | 47,313,000 | 46,677,000 | 49,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,567,000 | 102,039,000 | 100,064,000 | 101,507,000 |
| Interest-bearing deposits | 89,552,000 | 92,483,000 | 89,127,000 | 90,686,000 |
| Noninterest-bearing deposits | 10,015,000 | 9,556,000 | 10,937,000 | 10,821,000 |
| Equity capital | 10,432,000 | 11,264,000 | 11,781,000 | 11,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,811,000 | 5,674,000 | 7,520,000 |
| Interest expense | 966,000 | 1,888,000 | 2,789,000 | 3,653,000 |
| Net interest income | 933,000 | 1,923,000 | 2,885,000 | 3,867,000 |
| Noninterest income | 148,000 | 310,000 | 466,000 | 641,000 |
| Noninterest expense | 743,000 | 1,646,000 | 2,464,000 | 3,408,000 |
| Provision for loan losses | 10,000 | 24,000 | 57,000 | 132,000 |
| Pretax income | 339,000 | 607,000 | 1,040,000 | 1,263,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 339,000 | 607,000 | 1,040,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,008,000 | 10,143,000 | 10,478,000 | 10,603,000 |
| Total capital | 10,765,000 | 10,890,000 | 11,251,000 | 11,440,000 |
| Risk-weighted assets | 81,187,000 | 79,248,000 | 78,833,000 | 80,100,000 |