Call reports 2001
UNITED COMMUNITY BANK — 2001
What UNITED COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,176,000 | 123,475,000 | 125,495,000 | 127,916,000 |
| Total loans | 63,585,000 | 66,998,000 | 67,950,000 | 65,351,000 |
| Allowance for loan losses | 719,000 | 718,000 | 743,000 | 750,000 |
| Securities available for sale | 39,882,000 | 41,567,000 | 42,283,000 | 50,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,301,000 | 97,732,000 | 98,781,000 | 99,761,000 |
| Interest-bearing deposits | 83,002,000 | 88,049,000 | 87,667,000 | 87,740,000 |
| Noninterest-bearing deposits | 8,299,000 | 9,683,000 | 11,114,000 | 12,021,000 |
| Equity capital | 10,165,000 | 10,362,000 | 10,874,000 | 10,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,123,000 | 4,307,000 | 6,489,000 | 8,587,000 |
| Interest expense | 1,187,000 | 2,398,000 | 3,581,000 | 4,667,000 |
| Net interest income | 936,000 | 1,909,000 | 2,908,000 | 3,920,000 |
| Noninterest income | 139,000 | 299,000 | 460,000 | 620,000 |
| Noninterest expense | 760,000 | 1,568,000 | 2,336,000 | 3,258,000 |
| Provision for loan losses | 12,000 | 24,000 | 48,000 | 94,000 |
| Pretax income | 328,000 | 665,000 | 1,139,000 | 1,385,000 |
| Income tax | 31,000 | 33,000 | 116,000 | 136,000 |
| Net income | 297,000 | 632,000 | 1,023,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,611,000 | 9,496,000 | 9,725,000 | 9,668,000 |
| Total capital | 10,330,000 | 10,214,000 | 10,468,000 | 10,418,000 |
| Risk-weighted assets | 73,097,000 | 80,995,000 | 80,260,000 | 81,424,000 |