Call report 2025Q4
CITIZENS BANK — 2025Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 470,124,000 | USD | evidence → |
| Total loans | 300,343,000 | USD | evidence → |
| Allowance for loan losses | 3,861,000 | USD | evidence → |
| Securities available for sale | 96,294,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 404,771,000 | USD | evidence → |
| Interest-bearing deposits | 269,401,000 | USD | evidence → |
| Noninterest-bearing deposits | 135,370,000 | USD | evidence → |
| Equity capital | 60,058,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,173,000 | USD | evidence → |
| Interest expense | 5,212,000 | USD | evidence → |
| Net interest income | 21,961,000 | USD | evidence → |
| Noninterest income | 4,448,000 | USD | evidence → |
| Noninterest expense | 16,146,000 | USD | evidence → |
| Provision for loan losses | 560,000 | USD | evidence → |
| Pretax income | 9,703,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 9,703,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,379,000 | USD | evidence → |
| Total capital | 68,106,000 | USD | evidence → |
| Risk-weighted assets | 297,946,000 | USD | evidence → |